- Investment objective: Modest returns with a modest risk focus
- Designed for: Investors with a short to medium term time frame of up to 3 years.
- What it invests in: Higher exposure to income assets (like bonds and bank deposits) and lower exposure to growth assets (like shares). Investments are spread across geographies, companies and sectors to provide diversification.
- Risk level: The value will move up and down, although it is unlikely to fluctuate as much as the other funds.
Potentially Lower Returns
Potentially Higher Returns
The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.
This risk indicator is not a guarantee of a fund’s future performance. The indicator is based on the returns data for the 5 years to 31 March 2019. While risk indicators are usually relatively stable, they do shift from time to time. You can see the most recent risk indicator in the latest fund update for the Funds.