Investment objective

Modest returns with a modest risk focus.

Designed for

Investors with a short to medium term time frame of up to 3 years.

What it invests in

Higher exposure to income assets (like bonds and bank deposits) and lower exposure to growth assets (like shares). Investments are spread across geographies, companies and sectors to provide diversification.

Risk level

The value will move up and down, although it is unlikely to fluctuate as much as the other funds.

conservativefundpiechart

Investment objective

Modest returns with a modest risk focus.

Designed for

Investors with a short to medium term time frame of up to 3 years.

What it invests in

Higher exposure to income assets (like bonds and bank deposits) and lower exposure to growth assets (like shares). Investments are spread across geographies, companies and sectors to provide diversification.

Risk level

The value will move up and down, although it is unlikely to fluctuate as much as the other funds.

conservativefundpiechart
Asset 3

The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The indicator is based on the returns data for the 5 years to 30 June 2020. While risk indicators are usually relatively stable, they do shift from time to time. You can see the most recent risk indicator in the latest fund update for the Funds.

Ethical

We want to invest in companies that have a positive impact on our planet. We want to avoid companies that are harmful to society.

Low Carbon

Climate change is a big risk for companies. We favour companies that are actively managing the transition to a low carbon world.

Engagement

We use our ownership rights to influence corporate behavior and promote positive decision making.

Switch to our conservative fund today

Learn more about
our other funds

Balanced Fund

Ethical investing to achieve medium returns with medium risk exposure.

LEARN MORE

Growth Fund

Ethical investing to achieve medium to high returns with a higher risk exposure.

LEARN MORE

We have an A+ Governance and Strategy rating from the United Nations Principles of Responsible Investment (putting us in the top 10% of boutique managers globally).

The CareSaver Conservative Fund has been designated a Certified Responsible Investment by the RIAA (Responsible Investment Association Australasia). See www.responsibleinvestment.org for more details

*The Certification Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations. The Symbol also signifies that the CareSaver Conservative Fund adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product Provider. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and the CareSaver Conservative Fund’s methodology, performance and stock holdings can be found at www.responsiblereturns.com.au, together with details about other responsible investment products certified by RIAA.

1. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

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