Balanced Fund - CareSaver

Balanced Fund

Investing Ethically

Balanced fund

  • Investment objective: Medium returns with a medium risk focus
  • Designed for: Investors with a long-term time frame of 3-10 years.
  • What it invests in: A balance between growth assets (like shares) and income assets (like bonds and bank deposits). Investments are spread across geographies, companies and sectors to provide diversification.
  • Risk level: The value will move both up or down and is likely to fluctuate more than the Conservative Fund but less than the Growth Fund.

Potentially Lower Returns

Potentially Higher Returns

Lower Risk

Higher Risk

The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the Fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

This risk indicator is not a guarantee of a fund’s future performance. The indicator is based on the returns data for the 5 years to 31 March 2019. While risk indicators are usually relatively stable, they do shift from time to time. You can see the most recent risk indicator in the latest fund update for the Funds.


We want to invest in companies that have a positive impact on our planet. We want to avoid companies that are harmful to society.

Low carbon

Climate change is a big risk for companies. We favour companies that are actively planning for a warming world.


We use our ownership rights to influence corporate behaviour and promote positive change.

Learn more about our other funds

Growth fund

Ethical investing to achieve medium to high returns with a higher risk exposure.

Conservative fund

Ethical investing to achieve modest returns with a lower risk exposure.